About Bharat Bank H.F.S
We are Bharat Bank Housing Financial Services, a Vizag based start-up that has pioneered the concept of Best Financial Solutions . We are loan information and application portal, providing you with valuable information on all available loans in India. a completely independent Loan comparison service and our directory of lenders are gives you all the information you need about the online loan companies you are considering and what they offer..
Our Process
We Given Best Service to you online or offline ,We provide Door step services
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apply online.
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Get service all leading banks in your city.
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Door Step Services
Pre-Qualification Process :
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This is the first step in the Loan origination process. At this stage, the potential borrower will receive a list of items they need to submit to the lender to get a loan. This may include :
• ID Proof / Address proof: Voter ID, AADHAR, PAN CARD
• Current Employment Information including Salary slip
• Credit Score
• Bank statement & Previous Loan Statement
Loan Application :
This is the second stage of the loan origination process. In this stage, the borrower completes the loan application. Sometimes this application can be paper-based, but today lenders are shifting towards an electronic version that makes this stage Paperless. New technologies allow completing the application online through website & mobile app, and collected data can be tailored to specific loan products.
Application Processing
At this stage, the application is received by the credit department and the first step done by the department is to review it for accuracy, genuine & Completeness. If all the required fields are not completed, the application will be returned to the borrower or the credit analyst and they will reach out the borrower to procure the missing information.
Lenders use LOAN ORIGINATION SYSTEM (LOS) to know the creditworthiness of the borrowers. A good LOS will help a lender setup workflows to process a loan. It can automatically flag files with missing required fields, return it to the borrowers and notify sales/Credit department to rework. Depending on the organization & product, exception processing might be a part of this stage.
Quality Check and Submit to our Lender
Since lending is highly regulated, the quality check stage of the loan origination process is critical to lenders. The application is sent to the quality control team, that analyze critical variables against internal and external rules and regulations. This is the last look at the application before it goes to funding.
Our Quality Services
We are vizag based loan providers exclusively for VIZAG, helping the clients by providing them valuable information on all types of retail loans available, like Personal Loan, Home Loan, Business Loan, Loan Against Property etc. Since our inception in the year 2014 we are constantly striving to provide our clients the best loan deals in vIZAG. We have successfully disbursed more than a thousand retail loans. At Vizag Loans customer satisfaction and retention is above all and our dedicated staff member takes care of individual loan needs.
Bharat Bank Loans is associated with the best financial institutions active in the vizag Metropolitan Region, namely Axis Bank, ICICI Bank, HDFC Bank, HSBC Bank, DHFL Bank, Reliance Finance, Tata Capital, Standard Chartered Bank, Kotak Mahindra Bank etc. Our aim is to provide fast and hassle free loans in Vizag.
To avail the information, all that needs to be done is to fill up the application form available on our website. One of our loan advisers will get in touch with you with range of loan quotes just go through them and choose the one that best suits your financial requirements.
So if you are a Salaried, Business Person or a Professional, loans fitting your state of affairs might be just a click away & do not worry about the paperwork, will come to you and help you with all the paperwork.